{"id":1732718,"date":"2025-11-06T16:26:40","date_gmt":"2025-11-06T15:26:40","guid":{"rendered":"https:\/\/www.vlieg.nl\/uncategorized\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\/"},"modified":"2025-11-06T16:26:40","modified_gmt":"2025-11-06T15:26:40","slug":"repayment-free-mortgage-is-no-longer-possible-right-or-is-it","status":"publish","type":"post","link":"https:\/\/www.vlieg.nl\/en\/blog-en\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\/","title":{"rendered":"Repayment-free mortgage is no longer possible, right? Or is it?"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":9,"featured_media":1732716,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_eb_attr":"","footnotes":""},"categories":[88,90],"tags":[],"nvm-ohd":[],"blog-categorieen":[72],"class_list":["post-1732718","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-en","category-my-mortgage","blog-categorieen-mijn-hypotheek"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Repayment-free mortgage is no longer possible, right? Or is it?<\/title>\n<meta name=\"description\" content=\"Recently, there have been increasing reports that the Dutch and European regulators - DNB and ECB - are putting pressure on banks to reduce the number of interest-only mortgages. That the regulators are looking at this critically has been known for some time. What is new is that there are signs that their instructions are becoming increasingly strict and detailed, both for new mortgages and when extending existing grace loans.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.vlieg.nl\/en\/blog-en\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Repayment-free mortgage is no longer possible, right? Or is it?\" \/>\n<meta property=\"og:description\" content=\"Recently, there have been increasing reports that the Dutch and European regulators - DNB and ECB - are putting pressure on banks to reduce the number of interest-only mortgages. That the regulators are looking at this critically has been known for some time. What is new is that there are signs that their instructions are becoming increasingly strict and detailed, both for new mortgages and when extending existing grace loans.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.vlieg.nl\/en\/blog-en\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\/\" \/>\n<meta property=\"og:site_name\" content=\"VLIEG Advies Groep\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-06T15:26:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.vlieg.nl\/wp-content\/uploads\/2025\/11\/Jonge-man-vraagtekens-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1858\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Alex Z\u00f6rner\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Alex Z\u00f6rner\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.vlieg.nl\\\/en\\\/blog-en\\\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.vlieg.nl\\\/en\\\/blog-en\\\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\\\/\"},\"author\":{\"name\":\"Alex Z\u00f6rner\",\"@id\":\"https:\\\/\\\/www.vlieg.nl\\\/en\\\/#\\\/schema\\\/person\\\/140b4b20b8e9d1bc50de3a5cb8f05413\"},\"headline\":\"Repayment-free mortgage is no longer possible, right? Or is it?\",\"datePublished\":\"2025-11-06T15:26:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.vlieg.nl\\\/en\\\/blog-en\\\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\\\/\"},\"wordCount\":10,\"publisher\":{\"@id\":\"https:\\\/\\\/www.vlieg.nl\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.vlieg.nl\\\/en\\\/blog-en\\\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.vlieg.nl\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/Jonge-man-vraagtekens-scaled.jpg\",\"articleSection\":[\"Blog\",\"My mortgage\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.vlieg.nl\\\/en\\\/blog-en\\\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\\\/\",\"url\":\"https:\\\/\\\/www.vlieg.nl\\\/en\\\/blog-en\\\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\\\/\",\"name\":\"Repayment-free mortgage is no longer possible, right? Or is it?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.vlieg.nl\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.vlieg.nl\\\/en\\\/blog-en\\\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.vlieg.nl\\\/en\\\/blog-en\\\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.vlieg.nl\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/Jonge-man-vraagtekens-scaled.jpg\",\"datePublished\":\"2025-11-06T15:26:40+00:00\",\"description\":\"Recently, there have been increasing reports that the Dutch and European regulators - DNB and ECB - are putting pressure on banks to reduce the number of interest-only mortgages. That the regulators are looking at this critically has been known for some time. What is new is that there are signs that their instructions are becoming increasingly strict and detailed, both for new mortgages and when extending existing grace loans.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.vlieg.nl\\\/en\\\/blog-en\\\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.vlieg.nl\\\/en\\\/blog-en\\\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.vlieg.nl\\\/en\\\/blog-en\\\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.vlieg.nl\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/Jonge-man-vraagtekens-scaled.jpg\",\"contentUrl\":\"https:\\\/\\\/www.vlieg.nl\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/Jonge-man-vraagtekens-scaled.jpg\",\"width\":2560,\"height\":1858},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.vlieg.nl\\\/en\\\/blog-en\\\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.vlieg.nl\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Repayment-free mortgage is no longer possible, right? Or is it?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.vlieg.nl\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.vlieg.nl\\\/en\\\/\",\"name\":\"VLIEG Advies Groep\",\"description\":\"Welkom bij VLIEG!\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.vlieg.nl\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.vlieg.nl\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.vlieg.nl\\\/en\\\/#organization\",\"name\":\"VLIEG Makelaars, Hypotheken & Verzekeringen\",\"url\":\"https:\\\/\\\/www.vlieg.nl\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.vlieg.nl\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.vlieg.nl\\\/wp-content\\\/uploads\\\/2021\\\/12\\\/logo_VLIEG_3_peilers_op_blauwe_achtergrond_CMYK-scaled.jpg\",\"contentUrl\":\"https:\\\/\\\/www.vlieg.nl\\\/wp-content\\\/uploads\\\/2021\\\/12\\\/logo_VLIEG_3_peilers_op_blauwe_achtergrond_CMYK-scaled.jpg\",\"width\":2560,\"height\":1168,\"caption\":\"VLIEG Makelaars, Hypotheken & Verzekeringen\"},\"image\":{\"@id\":\"https:\\\/\\\/www.vlieg.nl\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.vlieg.nl\\\/en\\\/#\\\/schema\\\/person\\\/140b4b20b8e9d1bc50de3a5cb8f05413\",\"name\":\"Alex Z\u00f6rner\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/425a4599f856876ebcd09512f0686c862aa9426c7bcc3b50cff4e15c028adeb0?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/425a4599f856876ebcd09512f0686c862aa9426c7bcc3b50cff4e15c028adeb0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/425a4599f856876ebcd09512f0686c862aa9426c7bcc3b50cff4e15c028adeb0?s=96&d=mm&r=g\",\"caption\":\"Alex Z\u00f6rner\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Repayment-free mortgage is no longer possible, right? Or is it?","description":"Recently, there have been increasing reports that the Dutch and European regulators - DNB and ECB - are putting pressure on banks to reduce the number of interest-only mortgages. That the regulators are looking at this critically has been known for some time. What is new is that there are signs that their instructions are becoming increasingly strict and detailed, both for new mortgages and when extending existing grace loans.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.vlieg.nl\/en\/blog-en\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\/","og_locale":"en_US","og_type":"article","og_title":"Repayment-free mortgage is no longer possible, right? Or is it?","og_description":"Recently, there have been increasing reports that the Dutch and European regulators - DNB and ECB - are putting pressure on banks to reduce the number of interest-only mortgages. That the regulators are looking at this critically has been known for some time. What is new is that there are signs that their instructions are becoming increasingly strict and detailed, both for new mortgages and when extending existing grace loans.","og_url":"https:\/\/www.vlieg.nl\/en\/blog-en\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\/","og_site_name":"VLIEG Advies Groep","article_published_time":"2025-11-06T15:26:40+00:00","og_image":[{"width":2560,"height":1858,"url":"https:\/\/www.vlieg.nl\/wp-content\/uploads\/2025\/11\/Jonge-man-vraagtekens-scaled.jpg","type":"image\/jpeg"}],"author":"Alex Z\u00f6rner","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Alex Z\u00f6rner"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.vlieg.nl\/en\/blog-en\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\/#article","isPartOf":{"@id":"https:\/\/www.vlieg.nl\/en\/blog-en\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\/"},"author":{"name":"Alex Z\u00f6rner","@id":"https:\/\/www.vlieg.nl\/en\/#\/schema\/person\/140b4b20b8e9d1bc50de3a5cb8f05413"},"headline":"Repayment-free mortgage is no longer possible, right? Or is it?","datePublished":"2025-11-06T15:26:40+00:00","mainEntityOfPage":{"@id":"https:\/\/www.vlieg.nl\/en\/blog-en\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\/"},"wordCount":10,"publisher":{"@id":"https:\/\/www.vlieg.nl\/en\/#organization"},"image":{"@id":"https:\/\/www.vlieg.nl\/en\/blog-en\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\/#primaryimage"},"thumbnailUrl":"https:\/\/www.vlieg.nl\/wp-content\/uploads\/2025\/11\/Jonge-man-vraagtekens-scaled.jpg","articleSection":["Blog","My mortgage"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.vlieg.nl\/en\/blog-en\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\/","url":"https:\/\/www.vlieg.nl\/en\/blog-en\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\/","name":"Repayment-free mortgage is no longer possible, right? Or is it?","isPartOf":{"@id":"https:\/\/www.vlieg.nl\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.vlieg.nl\/en\/blog-en\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\/#primaryimage"},"image":{"@id":"https:\/\/www.vlieg.nl\/en\/blog-en\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\/#primaryimage"},"thumbnailUrl":"https:\/\/www.vlieg.nl\/wp-content\/uploads\/2025\/11\/Jonge-man-vraagtekens-scaled.jpg","datePublished":"2025-11-06T15:26:40+00:00","description":"Recently, there have been increasing reports that the Dutch and European regulators - DNB and ECB - are putting pressure on banks to reduce the number of interest-only mortgages. That the regulators are looking at this critically has been known for some time. What is new is that there are signs that their instructions are becoming increasingly strict and detailed, both for new mortgages and when extending existing grace loans.","breadcrumb":{"@id":"https:\/\/www.vlieg.nl\/en\/blog-en\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.vlieg.nl\/en\/blog-en\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.vlieg.nl\/en\/blog-en\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\/#primaryimage","url":"https:\/\/www.vlieg.nl\/wp-content\/uploads\/2025\/11\/Jonge-man-vraagtekens-scaled.jpg","contentUrl":"https:\/\/www.vlieg.nl\/wp-content\/uploads\/2025\/11\/Jonge-man-vraagtekens-scaled.jpg","width":2560,"height":1858},{"@type":"BreadcrumbList","@id":"https:\/\/www.vlieg.nl\/en\/blog-en\/repayment-free-mortgage-is-no-longer-possible-right-or-is-it\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.vlieg.nl\/en\/"},{"@type":"ListItem","position":2,"name":"Repayment-free mortgage is no longer possible, right? Or is it?"}]},{"@type":"WebSite","@id":"https:\/\/www.vlieg.nl\/en\/#website","url":"https:\/\/www.vlieg.nl\/en\/","name":"VLIEG Advies Groep","description":"Welkom bij VLIEG!","publisher":{"@id":"https:\/\/www.vlieg.nl\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.vlieg.nl\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.vlieg.nl\/en\/#organization","name":"VLIEG Makelaars, Hypotheken & Verzekeringen","url":"https:\/\/www.vlieg.nl\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.vlieg.nl\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.vlieg.nl\/wp-content\/uploads\/2021\/12\/logo_VLIEG_3_peilers_op_blauwe_achtergrond_CMYK-scaled.jpg","contentUrl":"https:\/\/www.vlieg.nl\/wp-content\/uploads\/2021\/12\/logo_VLIEG_3_peilers_op_blauwe_achtergrond_CMYK-scaled.jpg","width":2560,"height":1168,"caption":"VLIEG Makelaars, Hypotheken & Verzekeringen"},"image":{"@id":"https:\/\/www.vlieg.nl\/en\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.vlieg.nl\/en\/#\/schema\/person\/140b4b20b8e9d1bc50de3a5cb8f05413","name":"Alex Z\u00f6rner","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/425a4599f856876ebcd09512f0686c862aa9426c7bcc3b50cff4e15c028adeb0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/425a4599f856876ebcd09512f0686c862aa9426c7bcc3b50cff4e15c028adeb0?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/425a4599f856876ebcd09512f0686c862aa9426c7bcc3b50cff4e15c028adeb0?s=96&d=mm&r=g","caption":"Alex Z\u00f6rner"}}]}},"publishpress_future_action":{"enabled":false,"date":"2026-05-06 18:24:16","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/www.vlieg.nl\/en\/wp-json\/wp\/v2\/posts\/1732718","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vlieg.nl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vlieg.nl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vlieg.nl\/en\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vlieg.nl\/en\/wp-json\/wp\/v2\/comments?post=1732718"}],"version-history":[{"count":0,"href":"https:\/\/www.vlieg.nl\/en\/wp-json\/wp\/v2\/posts\/1732718\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vlieg.nl\/en\/wp-json\/wp\/v2\/media\/1732716"}],"wp:attachment":[{"href":"https:\/\/www.vlieg.nl\/en\/wp-json\/wp\/v2\/media?parent=1732718"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vlieg.nl\/en\/wp-json\/wp\/v2\/categories?post=1732718"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vlieg.nl\/en\/wp-json\/wp\/v2\/tags?post=1732718"},{"taxonomy":"nvm-ohd","embeddable":true,"href":"https:\/\/www.vlieg.nl\/en\/wp-json\/wp\/v2\/nvm-ohd?post=1732718"},{"taxonomy":"blog-categorieen","embeddable":true,"href":"https:\/\/www.vlieg.nl\/en\/wp-json\/wp\/v2\/blog-categorieen?post=1732718"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}