VLIEG Business Insurance

A mistake, an accident, the wrong advice. The chances of this may be small, but the consequences are all the greater. After all, as a business owner, you could face a hefty compensation claim, which could leave your company’s future hanging by a thread.

Liability insurance covers damage to persons and property, allowing you to conduct business without worry.

Every company and every business owner is unique, so covering risks is customized.
Get advice from our independent insurance advisor.

As a business owner, you run the risk of being held liable for professional misconduct. Wrong advice, for example, or providing incorrect or incomplete information.

Professional liability insurance protects you from this. In fact, in increasing cases, clients and industry associations are demanding that you have such insurance. If you don’t have one, you may miss out on orders.

Since every business and entrepreneur is different and unique, and covering risk is customized, we recommend seeking advice from our independent insurance advisor.

If an employee suffers a traffic accident while at work, you as the employer are usually obligated to compensate all damages. From hospital and rehabilitation costs to supplementing disability benefits.

This also applies in public transportation, on a bicycle or on foot. Even if your employee slips while posting a letter, you are already liable. Liability insurance does not cover this risk. And third-party motor vehicle insurance does not cover personal injury to the driver of a motor vehicle.

That’s why there is Workers’ Compensation Insurance. Which provides you with exactly the supplement that allows you to be optimally protected.”

Get advice from our independent insurance advisor. After all, every company and every business owner is unique, so covering risks is customized.

With your company’s cars, you don’t take unnecessary risks. But should something nevertheless happen, you want to be able to move on quickly. Business passenger car insurance offers you this security, with excellent claims coverage and a competitive premium.

You can choose from three coverage options, allowing you to decide which risks you want to insure and which you don’t. With our claims service, we also help you get back on your feet quickly.

Hedging risk is customized. Therefore, seek advice from our independent insurance advisor.

Do you have a van or even an entire fleet? Then you need a good insurance policy that allows you to move on quickly in case of damage.

Van insurance provides that security with good claims coverage and a competitive premium. You have a choice of three coverage options for each type of commercial vehicle, allowing you to decide which risks you want to insure and which you do not. With our claims service, we also help you get back on your feet quickly.

Risk hedging is customized. So seek advice from our independent insurance advisor.

Do you have one or more light trucks (up to 7,500 kg)? Then we offer you an excellent insurance solution. You can tailor our Truck Insurance completely to your needs and choose from three coverage options. Thus, you decide what you do insure and what you do not. With our claims service, we also help you get back on your feet quickly.

Every business and entrepreneur is unique, so covering risks is customized. Therefore, seek advice from our independent insurance advisor.

Do you ever deliver goods or products to customers? Or do you ever pick them up, say from a wholesaler? Then, of course, you run the risk of them being damaged in a collision, during loading or unloading, or stolen.

The Own Goods Transport Insurance offers a solution in that case. You have 24/7 coverage during transportation and stay in your car, including theft.

Also covering the risks for your business? Get advice from our independent insurance advisor.

With Trailer Insurance, you are insured for almost any possible damage to your trailer. From collision to fire and from storm to theft. Even a similar vehicle, which temporarily replaces the insured vehicle during maintenance or repair, is co-insured.

Get advice from our independent insurance advisor to cover the risks for your business.

Your commercial building is obviously indispensable to you. Fire or a storm can cause drastic damage. Commercial building insurance offers you, the owner, important protection tailored to your business. You can supplement the insurance with glass insurance.

Every situation is different, so hedging risks is customized. Therefore, seek advice from our independent insurance advisor.

As a business owner, you depend on your assets. Therefore, it is important to properly insure your inventory and goods. So that after a fire or major storm, you can quickly get back to business.

Inventory/goods insurance gives you this security. Damage caused by lightning (induction) and snow pressure, for example, is included as standard insurance. And do you rent a property and have made changes or improvements to it yourself? If so, this “tenant’s interest” is standard co-insured up to €10,000. A higher amount is possible and you can supplement the insurance with cash and glass insurance.

Every company and every business owner is unique, so covering risks is customized. Get advice from our independent insurance advisor.

Electronic equipment is likely to play an increasing role in your business. Computers, POS systems, your telephone system or specialized equipment.

Electronics Insurance covers your equipment within your business against all external calamities, such as fire and theft. Damage due to own defect is included in the standard insurance. And additional coverage is also available outside your premises. So that you can travel worry-free with laptops, PDAs and digital photo and film equipment, for example, wherever you go because of global coverage.

Restoration of your records (reconstruction costs) can be co-insured, and you can purchase Electronics insurance as a supplement to your Inventory/Goods insurance.

Covering risk is customized because every business and entrepreneur is unique. So seek relevant advice from our independent insurance advisor.

Are you dealing with cash as a business owner? Then money insurance offers you important security.

Not only is your money insured, but also your securities and electronic money. Damage caused by the receipt of counterfeit money is included as standard insurance.

There is also coverage while transporting money and you can additionally insure Accident coverage. You can purchase cash insurance as a supplement to your Inventory/Goods insurance.

Get advice from our independent insurance advisor. This is because every company and every business owner is unique and therefore covering your risks is customized.

Vandalism, a business accident, storm or a broken window is always annoying.

With Glass Insurance, lettering and painting (up to a maximum amount) is co-insured. Display cases and hard glass doors can be additionally co-insured.

Additional costs for emergency supplies and from experts are often reimbursed as well. You can purchase Glass Insurance as a supplement to your Business Buildings Insurance or your Inventory/Goods Insurance.

Get advice from our independent insurance advisor to cover risks for glass damage.

As a business owner, you probably don’t realize that after a major fire or water damage, for example, your business operations may come to a complete or partial halt. However, your fixed expenses, such as personnel costs and rent, will continue as usual.

Business interruption insurance provides you with coverage for these fixed expenses and the profits you would have made under normal circumstances.

Costs for replacement business space or having to rent computer equipment or inventory will be reimbursed.

Even if you get fewer visitors and revenue because a “crowd puller” in your neighborhood (such as a supermarket or movie theater) has to close temporarily due to fire, for example, is co-insured.

And if you have a hospitality business, then ongoing event insurance may be a useful addition.

Every business and entrepreneur is unique, so covering risks is customized.

Get advice from our independent insurance advisor.

Some companies can get back to business quickly and without loss of sales after a major loss, such as in business services.

You will have no loss of sales, but you will incur additional costs. For example, for renting temporary business space, computer equipment or additional employee travel costs. Therefore, especially for companies that can easily continue working elsewhere after a damage, there is the Extra Cost Insurance.

Every business is unique and covering risk is customized. So seek timely advice from our independent insurance advisor.

Every business owner can face environmental damage. Consider cleaning products that affect the environment. Or fire or storm, causing contaminated firewater or asthma particles to cause environmental damage.

The cost of remediation can be substantial and is often entirely your responsibility.

With Environmental Damage Insurance, you are insured for virtually all costs, ensuring the continuity of your business.

Request a consultation with our independent insurance advisor for customized advice for your business.

Cybercrime is unfortunately becoming more common. With major implications for your business. It may even cause your business operations to come to a complete halt.

VLIEG can offer you a complete solution to prevent cybercrime as much as possible.

Since every business and entrepreneur is unique and covering risk is customized, we recommend seeking advice from our independent insurance advisor.

As a business owner, you will soon be dealing with many parties in your business; buyers, suppliers, the municipality, staff, landlords. The possibility of conflict is always present, and legal representation can be quite expensive.

With Legal Assistance Insurance, you are assured of quality legal help. Even if there is no conflict yet, but it threatens to arise. And you get legal advice on permits, contracts and terms of delivery.

Conflicts with suppliers and buyers are co-insured. Collection assistance can be co-insured.

Every company and every business owner is unique, so covering risks is customized. Get advice from our independent insurance advisor.

An employee who leaves employment sick, or becomes ill within four weeks of leaving employment, can cost you a lot of money. For up to twelve years. In fact, you will notice this in the premiums you pay to the UWV.

Thus, it is in your best interest that an ill former employee take advantage of all opportunities to work and receive appropriate support. With ZW self-insurance, you can be sure that work will be done to assist sick former employees. This will give you control over your costs as a self-insurer for the Sickness Benefits Act.

Each situation is different for each business owner, so covering risks is customized. Therefore, seek advice from our independent insurance advisor.

Every employer has to deal with sick employees from time to time. Fortunately, absenteeism is usually short-lived. But sometimes it takes longer. Is an employee still not fully employed after two years? Then this could cost you a lot of money for another decade.

With the WGA self-insurance you insure yourself for this financial risk and receive personal support in case of long-term disability of (former) employees.

Hedging risks? That’s customization. Get advice from our independent insurance advisor.

Traveling for work? Then you may face setbacks such as medical expenses or an accident. But also with theft of valuables.

Business travel insurance can be purchased both individually and collectively. It is comprehensive insurance for companies with one or more business travelers. An excellent solution, as ordinary travel insurance does not provide coverage during these trips.

Each situation is different for each company and enterprise. Eager to cover your risks on a customized basis? Get advice from our independent insurance advisor.

Like any entrepreneur, you are undoubtedly full of future plans. Obviously, you have ambitions to realize these plans with your company. However, things may turn out differently than you think. Especially if you become disabled due to an illness or accident.

Every company and every business owner is unique, so covering risks is customized.

So seek advice from our independent insurance advisor.

It’s not a nice thought. But there comes a day when you are no longer here. Or that your employees are no longer there, if you have any. If this leaves behind a partner and children, it is nice if they can continue to pay the bills.

Hedging risk is customized. Get advice from our independent insurance advisor.

As an entrepreneur, you face all kinds of wonderful challenges. But also with business risks that could interfere with your goals, or even jeopardize the survival of your business. Think fire, burglary, or a customer holding you liable. But also the wages you must continue to pay a sick employee or an employee who becomes disabled.

Risk hedging is different for each company and each business and therefore customized. Therefore, seek advice from our independent insurance advisor.